Jonathan Parnell

Investor · Founder · Capital Raiser

I solve complex enterprise financial challenges globally with clear, practical solutions.

My foundation is Merrill Lynch white-glove service and creative financing that creates lasting generational wealth.

12xPresident's Award
2,000loan officers and brokers trained
$50K→$600Kgross, bootstrapped, 2020–2023
20+ yearshelping people build wealth
Book a 15-minute call

Experience

Principal, Revenue & Capital Strategy

Angel Oak Tree LLCJan 2016 – Present

  • $50K to $600K gross, 2020–2023. Zero outside capital.
  • 98% close rate on submitted deals vs. ~65% industry.

Senior Account Manager, Business Development

Global Equity Finance2013 – 2015

  • 12x President's Award.
  • 55-deal pipeline, a company record since 2013.

Investment Banking Associate

Merrill Lynch

  • $100M in new assets in year one.
  • Facebook IPO underwriting syndicate.

Case Studies

VA cash-out refinance at 71% DTI

Problem
Disabled veteran, $250K of card debt at ~30% APR.
What I did
Sent the underwriter the exact guideline.
Result
Funded at 3%, 30-year fixed. Home $700K → $1M.

Twelve NSF fees, one call

Problem
Twelve NSF fees blocked lender review.
What I did
Had all twelve removed through a branch relationship.
Result
$1.5M cash-out; first of 10+ loans for the family.

Lake Arrowhead gift of equity

Problem
A late tax reassessment broke the loan math.
What I did
Switched programs and kept the rate lock.
Result
$750K at 5.875%, $0 out of pocket. Home stayed in the family.

Venue title fix

Problem
Loan written on the wrong parcel.
What I did
Merged the parcels instead of a 3-year lot adjustment.
Result
Deal saved.

Education

University of Massachusetts Amherst, BA English (Literature), Sep 1998 – May 2004

Certifications: Claude 101, Anthropic (Aug 2026) · Gen AI: Beyond the Chatbot, Google (Aug 2026)